One platform for every payment you accept and send.
Kuinite is a payment orchestration platform that connects multiple providers through a single, dependable integration, built to flex as your business grows.
1M+ transactions a day
Processed with no financial loss.
Fintech-grade infrastructure
Trusted across the wider payments ecosystem.
Built for volume
Enterprise systems for high-value, mission-critical payments.
Proven in production
Tested daily by demanding merchants.
What you get with Kuinite
Multi-PSP integration
Link several payment providers to widen your deposit and withdrawal options.
Smart routing and load balancing
Each payment goes to the best-fit provider, chosen by customer location and transaction limits.
Automated deposits, manual approvals
Process transactions instantly, or hold them for review by your compliance or finance team.
Custom integrations
Need a provider outside our network? We will add it.
Payment gateway
Accept payments through a simple web interface, an API, or a plugin for your apps, content, services and sites.
Orchestrated payouts
Send funds to vendors quickly and without friction, protected by strong security controls.
Merchant insights
Real-time reporting and analytics on your daily transactions.
White-label solutions
Our proprietary white-label technology lets merchants take payments under their own brand.
Ready to accept payments?
Everything in one place. Apply now, or open a test account to try the full toolset first.
Say hello
Talk to one of our payment specialists.
Set up
Try your solution in a test account of your own.
Go live
Launch and start seeing the difference Kuinite makes.
Run it all in one place
Manage everything from a single business CRM, with advisors available 24/7.
One integration is all it takes
Our plugins cover a wide range of e-commerce platforms and in-app checkout tools.
Easy onboarding
- Free sign-up
- No setup fees
- Clear, quick documentation
- Sandbox environment
Payouts
- Global reach, local expertise
- Modern API that is simple to integrate
- Many payment methods on one platform
Reliability and security
- 99% uptime guarantee
- Real-time monitoring and instant issue alerts
- Zero financial loss record
- Secure API authentication
- Cloud-based architecture
Support
- Dedicated team, 24/7
- Developer documentation and API examples
- Live dashboard
Every payment method, one platform
Credit and debit cards
Accept Visa and Mastercard payments.
E-wallets
Accept Touch 'n Go, GrabPay, ShopeePay and Boost payments.
Online banking
Accept FPX and DuitNow online banking transfers.
What the platform includes
- Payment switching and aggregation: multi-channel routing and processing
- Merchant acquiring module: onboarding, management and settlement in one place
Available today, in fiat and crypto
- Collections: MYR and USDT
- Settlement: automated batches in MYR and USDT
- Payouts: instant or scheduled, in MYR and USDT
- Merchant management: one portal for fee setup, transaction monitoring, KYB compliance and API integration
Fees and settlement for businesses of any size
FPX online banking
Malaysia's most popular online payment method, for individual (B2C) and corporate (B2B1) customers.
| B2B | 1.50%* |
| B2C | 2.00%* |
| Settlement | Next day** |
Local cards
Online payments from Malaysian customers using credit, debit or prepaid cards.
| Credit | 2.00%* |
| Debit | 1.50%* |
| Settlement | 2 business days** |
International cards
Online card payments from customers anywhere in the world.
| Credit | 4.0%* |
| Debit | 4.0%* |
| Settlement | 2 business days** |
E-wallets
Online payments from customers who prefer to pay by e-wallet.
| All e-wallets | 1.50%* |
| Settlement | 2 business days** |
DuitNow QR (online)
Customers scan a QR code to pay, including cross-border payments from Indonesia, Thailand and Singapore.
| Rate | 1.60%* (RM0.15 min, RM1.50 max) |
| Settlement | Next day** |
*Subject to final approval. **Arrival of funds depends on your bank's operating hours and system availability.
Built for your industry
Online retail and services
Start taking online payments quickly with one all-in-one solution.
Platforms and marketplaces
Add a scalable, customizable payment setup that grows your revenue.
Affiliates and agencies
Give clients more value by lifting their payment acceptance rates.
Payment service providers
Deliver secure, end-to-end payments and lower costs for your merchants.
Banks and financial institutions
Adopt new technology and stay competitive as banking evolves.
Solutions that speed up growth
Payment gateway
Manage transaction flows and payment risk, and spot new growth opportunities.
Billing platform
Handle invoicing, funds clearing, reconciliation and settlement with ease.
Payment processing
Give customers a fully tailored checkout experience.
Acquiring solutions
Scale your clients' businesses through all-in-one integrations.
Risk and compliance
Stay compliant and in control with fraud monitoring.
Revenue optimization
Use our data analytics to raise your payment approval rates.
Frequently asked questions
What is Kuinite?
Kuinite is a payment orchestration and gateway platform. It connects multiple payment providers through one integrated solution, so transactions flow smoothly and financial risk stays low.
Who is Kuinite for?
Online retailers, marketplaces, affiliates, agencies, payment service providers and banks that want proven payment infrastructure.
How is Kuinite different from other gateways?
Most gateways rely on a single source. Kuinite orchestrates: smart routing, multi-PSP integration and automatic balancing send every payment down the best available path.
How do I get started?
Talk to our specialists, explore your solution in a test account, go live, then manage everything and get ongoing support from your dashboard.
Are there setup fees?
No. Sign-up is free and there are no hidden setup fees.
What documents do I need to register?
Typically your business registration (SSM), director identification and a bank statement header to verify settlement. Our onboarding team will send a checklist for your industry.
Which payment methods are supported?
Visa and Mastercard cards; Touch 'n Go, GrabPay, ShopeePay and Boost e-wallets; and FPX and major local banks through online banking.
What is smart routing?
It sends each transaction to the most reliable and cost-effective provider for that customer's location and payment type, which reduces failed payments.
Can I connect Kuinite to my existing website?
Yes. Use our APIs or plugins for major e-commerce platforms and in-app checkouts. Integrate once and reach our entire provider network.
Is there a sandbox?
Yes, a full sandbox with developer documentation and API examples, so you can test thoroughly before launch.
Is support available 24/7?
Yes. A dedicated team is on call around the clock, and a live dashboard lets you monitor activity in real time.
How fast are payouts?
Funds move quickly to your vendors and your own accounts. Exact settlement cycles (such as T+2 or T+3) depend on your plan and business type.
Is my data secure?
Yes. We use hardened enterprise systems, secure API authentication and cloud-based architecture, proven in production on high-volume, mission-critical payments.
How do you handle fraud?
Our risk and compliance tools monitor transactions and flag suspicious activity to protect your business and your customers.
Do you offer white-label solutions?
Yes. Merchants can accept payments under their own brand while running on our infrastructure.
Can I track sales performance?
Yes. The unified dashboard offers real-time reports on volumes and success rates, and helps you improve approval ratios.
Contact us
Tell us about your business and one of our payment specialists will get back to you.
Start with Kuinite today
Power your business with flexible, reliable payment infrastructure that scales with you.
Join now